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With over $1.4 trillion in student loan debt outstanding, earmarking a portion of your tax return toward your child’s future education expense may also be a great option.Consider assessing the benefits of a 529 plan as they can be one of the most tax-efficient ways to build funds for college. While savings used for qualified education expenses from a 529 plan grow federally tax-free, investment gains not used for college or private school may be subjected to both a 10 percent penalty taxes.

For example, a $5,000 return could provide nearly $400/month of additional cash flow that could be working for you all year in cash reserves, education funds or retirement accounts.

The deadly epidemic, which first appeared in the city of Wuhan, has now spread to all 31 Chinese provinces and 25 other countries, including the United States.

Not surprisingly, world stock markets have become rather sickly as well.

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