The 2 Best Credit Cards For Perfect Score in 2020

What's up guys, thanks for checking into another video. Today we are going to be talking about the top 2 BEST credit cards for the perfect score in 2020 along with some bonus cards you should consider getting after 6 months of paying your cards off on time and in full. If you need to fix your credit and have a bad score like me at 547 which i just got up to 568 in 1 month just for getting these cards. It also works if you have school loan debt which i have $70,000 in school debt. This also works for people who don't have school loan debt and just don't have credit established and want to start.


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What is a secured card?
A secured credit card is a credit card where you give you money to the credit card company and they use that as your credit line. After a certain period they will increase your credit line with a bonus or give you your money back and increase your credit line. Lets talk about the first card.

The first card is
Capital One Platinum
They need a $49 min deposit and then after 5 months you will get a $200 increase and you want to make sure you pay off your bills on time every month. The whole bill. I did $899 and the ended up giving me $1000 after 2 weeks of using over $900.

Second card is
Citi Bank Diamond
Now this card you must have $200 min and they lock you in for 18 months however after 18 months they will give you your money back and double your limit.

I did these cards just 1 month ago and i started with 547 score which is horrible. Even though you will have to get these cards that have a high APR AT 26.99% DON'T WORRY AFTER 6 MONTHS you can apply for another card which will have a different % say 17.00% which is so much better.

I have a capital one card so i use my credit wise to check my score and updates. I also use the credit Karma app.


The other cards I told you about are for you to use after you have a score of 600 or more after 6 months to a 1 year I would say. In order to do this make sure you pay your credit off in full every month for 6 months and watch your credit grow.

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